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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,408 | $72,273+63.8% | $101,275+16.9% | $79,856+48.3% |
| Participation rate | 95.6% | 68.5%+27.1pp | 75.8%+19.8pp | 69.6%+26.0pp |
| Annual return | 9.20% | 22.30%-13.1pp | 46.48%-37.3pp | 31.71%-22.5pp |
| Employer contribution / active EE | $3,375 | $2,691+25.4% | $3,660-7.8% | $2,471+36.6% |
| Participant deferral / active EE | $3,531 | $3,282+7.6% | $4,371-19.2% | $3,741-5.6% |
| Admin fee / account holder | $14,017 | $4,401+218.5% | $5,948+135.7% | $5,306+164.2% |