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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,849 | $65,367+74.2% | $92,915+22.5% | $72,976+56.0% |
| Participation rate | 95.8% | 68.3%+27.5pp | 76.0%+19.8pp | 69.5%+26.3pp |
| Annual return | 3.28% | 42.11%-38.8pp | 109.45%-106.2pp | 81.02%-77.7pp |
| Employer contribution / active EE | $3,079 | $2,594+18.7% | $3,653-15.7% | $2,440+26.2% |
| Participant deferral / active EE | $3,373 | $3,128+7.8% | $4,238-20.4% | $3,608-6.5% |
| Admin fee / account holder | $4,994 | $4,251+17.5% | $5,796-13.8% | $5,124-2.5% |