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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,458 | $105,284+67.6% | $150,734+17.1% | $94,015+87.7% |
| Participation rate | 97.8% | 71.7%+26.1pp | 78.4%+19.4pp | 70.8%+27.0pp |
| Annual return | 9.84% | 15.67%-5.8pp | 600.81%-591.0pp | 17.84%-8.0pp |
| Employer contribution / active EE | $4,403 | $3,599+22.4% | $4,918-10.5% | $2,790+57.8% |
| Participant deferral / active EE | $3,900 | $4,274-8.7% | $5,610-30.5% | $4,249-8.2% |
| Admin fee / account holder | $5,483 | $9,839-44.3% | $14,905-63.2% | $8,951-38.7% |