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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,458 | $93,345+89.0% | $119,126+48.1% | $87,485+101.7% |
| Participation rate | 97.8% | 68.7%+29.1pp | 75.8%+22.1pp | 68.9%+28.9pp |
| Annual return | 9.84% | 19.08%-9.2pp | 282.11%-272.3pp | 26.06%-16.2pp |
| Employer contribution / active EE | $4,403 | $3,172+38.8% | $4,034+9.2% | $2,596+69.6% |
| Participant deferral / active EE | $3,900 | $4,099-4.8% | $5,318-26.7% | $4,274-8.7% |
| Admin fee / account holder | $5,483 | $8,039-31.8% | $10,693-48.7% | $7,775-29.5% |