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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,458 | $88,672+99.0% | $105,223+67.7% | $82,448+114.0% |
| Participation rate | 97.8% | 67.9%+29.9pp | 75.0%+22.8pp | 68.1%+29.8pp |
| Annual return | 9.84% | 30.86%-21.0pp | 180.65%-170.8pp | 41.64%-31.8pp |
| Employer contribution / active EE | $4,403 | $3,048+44.5% | $3,689+19.4% | $2,551+72.6% |
| Participant deferral / active EE | $3,900 | $4,036-3.4% | $5,072-23.1% | $4,139-5.8% |
| Admin fee / account holder | $5,483 | $7,146-23.3% | $8,859-38.1% | $7,234-24.2% |