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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,753 | $106,008-33.3% | $92,240-23.3% | $147,586-52.1% |
| Participation rate | 84.6% | 80.4%+4.2pp | 76.5%+8.1pp | 82.8%+1.8pp |
| Annual return | 9.38% | 50.05%-40.7pp | 176.29%-166.9pp | 578.59%-569.2pp |
| Employer contribution / active EE | $858 | $4,333-80.2% | $3,680-76.7% | $4,876-82.4% |
| Participant deferral / active EE | $1,139 | $4,478-74.6% | $3,897-70.8% | $5,439-79.1% |
| Admin fee / account holder | $15,849 | $6,333+150.3% | $5,194+205.1% | $10,886+45.6% |