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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,094 | $107,368-27.3% | $92,915-16.0% | $152,909-48.9% |
| Participation rate | 88.9% | 79.8%+9.1pp | 76.0%+12.9pp | 82.5%+6.4pp |
| Annual return | 8.84% | 145.64%-136.8pp | 109.45%-100.6pp | 345.46%-336.6pp |
| Employer contribution / active EE | $1,002 | $4,222-76.3% | $3,653-72.6% | $4,764-79.0% |
| Participant deferral / active EE | $1,440 | $4,848-70.3% | $4,238-66.0% | $5,851-75.4% |
| Admin fee / account holder | $4,641 | $7,082-34.5% | $5,796-19.9% | $11,601-60.0% |