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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,926 | $133,998-33.6% | $112,263-20.8% | $134,545-33.9% |
| Participation rate | 77.8% | 78.6%-0.8pp | 75.1%+2.7pp | 81.2%-3.5pp |
| Annual return | -16.13% | 47.17%-63.3pp | 27.49%-43.6pp | 418.37%-434.5pp |
| Employer contribution / active EE | $1,220 | $4,040-69.8% | $3,636-66.4% | $4,742-74.3% |
| Participant deferral / active EE | $1,260 | $5,292-76.2% | $4,729-73.4% | $6,401-80.3% |
| Admin fee / account holder | $2,351 | $7,493-68.6% | $6,410-63.3% | $11,431-79.4% |