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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,782 | $106,008+10.2% | $92,240+26.6% | $147,586-20.9% |
| Participation rate | 75.0% | 80.4%-5.4pp | 76.5%-1.5pp | 82.8%-7.8pp |
| Annual return | 8.09% | 50.05%-42.0pp | 176.29%-168.2pp | 578.59%-570.5pp |
| Employer contribution / active EE | $797 | $4,333-81.6% | $3,680-78.3% | $4,876-83.7% |
| Participant deferral / active EE | $1,248 | $4,478-72.1% | $3,897-68.0% | $5,439-77.1% |
| Admin fee / account holder | $416 | $6,333-93.4% | $5,194-92.0% | $10,886-96.2% |