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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,624 | $124,330+5.9% | $109,173+20.6% | $167,536-21.4% |
| Participation rate | 75.0% | 79.5%-4.5pp | 75.9%-0.9pp | 82.1%-7.1pp |
| Annual return | 2.92% | 26.04%-23.1pp | 25.75%-22.8pp | 478.82%-475.9pp |
| Employer contribution / active EE | $797 | $4,209-81.1% | $3,723-78.6% | $4,839-83.5% |
| Participant deferral / active EE | $1,248 | $5,256-76.3% | $4,654-73.2% | $6,342-80.3% |
| Admin fee / account holder | $939 | $7,974-88.2% | $6,755-86.1% | $12,315-92.4% |