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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,042 | $110,337-42.0% | $102,383-37.4% | $145,877-56.1% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 4.69% | 24.83%-20.1pp | 24.94%-20.2pp | 551.28%-546.6pp |
| Employer contribution / active EE | $2,417 | $4,216-42.7% | $3,870-37.6% | $4,663-48.2% |
| Participant deferral / active EE | $4,780 | $5,621-15.0% | $5,060-5.5% | $6,691-28.6% |
| Admin fee / account holder | $33,452 | $9,750+243.1% | $8,391+298.6% | $13,402+149.6% |