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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,430 | $124,425+124.6% | $112,040+149.4% | $137,256+103.6% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 17.02% | 24.72%-7.7pp | 24.52%-7.5pp | 220.34%-203.3pp |
| Employer contribution / active EE | $1,979 | $3,411-42.0% | $2,954-33.0% | $4,156-52.4% |
| Participant deferral / active EE | $7,490 | $5,718+31.0% | $5,098+46.9% | $6,407+16.9% |
| Admin fee / account holder | $1,108 | $15,207-92.7% | $12,098-90.8% | $12,270-91.0% |