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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,171 | $86,940-60.7% | $102,434-66.6% | $80,935-57.8% |
| Participation rate | 94.4% | 72.4%+22.1pp | 76.5%+17.9pp | 67.7%+26.8pp |
| Annual return | 6.84% | 18.89%-12.0pp | 29.46%-22.6pp | 35.66%-28.8pp |
| Employer contribution / active EE | $2,397 | $2,370+1.1% | $3,023-20.7% | $2,757-13.1% |
| Participant deferral / active EE | $1,728 | $4,121-58.1% | $5,055-65.8% | $4,299-59.8% |
| Admin fee / account holder | $9,613 | $8,047+19.5% | $9,462+1.6% | $6,924+38.8% |