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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,986 | $80,983-58.0% | $96,544-64.8% | $75,177-54.8% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 8.93% | 27.05%-18.1pp | 25.88%-17.0pp | 160.75%-151.8pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $2,966-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,331 | $3,929-15.2% | $4,851-31.3% | $4,126-19.3% |
| Admin fee / account holder | $1,468 | $6,717-78.1% | $8,254-82.2% | $5,651-74.0% |