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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,068 | $78,423-54.0% | $95,964-62.4% | $79,856-54.8% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 5.16% | 19.37%-14.2pp | 91.64%-86.5pp | 31.71%-26.6pp |
| Employer contribution / active EE | $1,736 | $1,945-10.7% | $2,541-31.7% | $2,471-29.7% |
| Participant deferral / active EE | $2,122 | $3,440-38.3% | $4,167-49.1% | $3,741-43.3% |
| Admin fee / account holder | $732 | $5,622-87.0% | $6,797-89.2% | $5,306-86.2% |