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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,371 | $86,288-43.9% | $111,306-56.5% | $85,851-43.7% |
| Participation rate | 98.0% | 73.3%+24.6pp | 77.3%+20.6pp | 69.3%+28.6pp |
| Annual return | 10.93% | 19.99%-9.1pp | 54.67%-43.7pp | 318.63%-307.7pp |
| Employer contribution / active EE | $0 | $2,044-100.0% | $2,732-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,715 | $3,641-25.4% | $4,488-39.5% | $3,952-31.3% |
| Admin fee / account holder | $1,565 | $8,189-80.9% | $7,966-80.3% | $6,261-75.0% |