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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,820 | $76,551+364.8% | $123,894+187.2% | $62,881+465.9% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 3.87% | 18.68%-14.8pp | 47.52%-43.6pp | 20.14%-16.3pp |
| Employer contribution / active EE | $14,018 | $2,882+386.3% | $4,617+203.6% | $2,281+514.6% |
| Participant deferral / active EE | $6,569 | $4,840+35.7% | $5,984+9.8% | $3,203+105.1% |
| Admin fee / account holder | $73,090 | $4,826+1414.6% | $8,357+774.6% | $4,296+1601.5% |