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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $474,290 | $106,524+345.2% | $152,301+211.4% | $87,485+442.1% |
| Participation rate | 90.9% | 75.8%+15.2pp | 82.4%+8.5pp | 68.9%+22.0pp |
| Annual return | 10.15% | 26.89%-16.7pp | 80.50%-70.4pp | 26.06%-15.9pp |
| Employer contribution / active EE | $11,061 | $3,371+228.1% | $4,624+139.2% | $2,596+326.0% |
| Participant deferral / active EE | $10,805 | $6,525+65.6% | $8,004+35.0% | $4,274+152.8% |
| Admin fee / account holder | $134,439 | $8,287+1522.4% | $14,398+833.7% | $7,775+1629.2% |