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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $526,693 | $102,429+414.2% | $147,096+258.1% | $80,925+550.8% |
| Participation rate | 97.7% | 75.9%+21.8pp | 82.2%+15.5pp | 67.7%+30.0pp |
| Annual return | 14.46% | 135.02%-120.6pp | 419.75%-405.3pp | 35.65%-21.2pp |
| Employer contribution / active EE | $10,769 | $3,716+189.8% | $4,936+118.2% | $2,756+290.7% |
| Participant deferral / active EE | $11,201 | $6,649+68.5% | $8,071+38.8% | $4,299+160.6% |
| Admin fee / account holder | $12,639 | $7,957+58.8% | $13,005-2.8% | $6,940+82.1% |