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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,091 | $85,060-58.7% | $70,548-50.3% | $139,456-74.8% |
| Participation rate | 52.4% | 73.9%-21.5pp | 68.3%-16.0pp | 80.3%-27.9pp |
| Annual return | 13.63% | 30.38%-16.8pp | 32.78%-19.2pp | 373.45%-359.8pp |
| Employer contribution / active EE | $1,007 | $3,911-74.2% | $2,975-66.1% | $4,753-78.8% |
| Participant deferral / active EE | $2,469 | $5,890-58.1% | $4,567-45.9% | $6,711-63.2% |
| Admin fee / account holder | $4,374 | $8,925-51.0% | $6,424-31.9% | $11,407-61.7% |