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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,524 | $96,508-49.7% | $75,901-36.1% | $152,897-68.3% |
| Participation rate | 57.9% | 76.2%-18.3pp | 69.3%-11.4pp | 82.5%-24.6pp |
| Annual return | 14.91% | 33.99%-19.1pp | 30.76%-15.8pp | 345.43%-330.5pp |
| Employer contribution / active EE | $806 | $3,310-75.7% | $2,501-67.8% | $4,764-83.1% |
| Participant deferral / active EE | $2,357 | $4,554-48.2% | $3,603-34.6% | $5,851-59.7% |
| Admin fee / account holder | $10,427 | $8,081+29.0% | $5,420+92.4% | $11,599-10.1% |