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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,483 | $82,314-60.5% | $68,808-52.8% | $134,532-75.9% |
| Participation rate | 47.8% | 75.1%-27.2pp | 69.0%-21.2pp | 81.2%-33.4pp |
| Annual return | -13.26% | -2.18%-11.1pp | -6.37%-6.9pp | 418.27%-431.5pp |
| Employer contribution / active EE | $889 | $3,301-73.1% | $2,656-66.5% | $4,741-81.2% |
| Participant deferral / active EE | $2,436 | $4,740-48.6% | $3,942-38.2% | $6,401-61.9% |
| Admin fee / account holder | $5,244 | $6,484-19.1% | $4,936+6.3% | $11,429-54.1% |