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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,728 | $115,225+62.9% | $100,712+86.4% | $138,895+35.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 9.58% | 40.35%-30.8pp | 33.27%-23.7pp | 145.39%-135.8pp |
| Employer contribution / active EE | $3,194 | $2,771+15.3% | $2,313+38.1% | $4,194-23.9% |
| Participant deferral / active EE | $8,685 | $4,699+84.8% | $4,085+112.6% | $6,396+35.8% |
| Admin fee / account holder | $45,981 | $10,844+324.0% | $9,256+396.8% | $12,562+266.0% |