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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,340 | $112,935+84.5% | $90,970+129.0% | $158,966+31.1% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | -0.55% | 215.79%-216.3pp | 134.58%-135.1pp | 302.95%-303.5pp |
| Employer contribution / active EE | $3,255 | $2,895+12.5% | $2,122+53.4% | $4,762-31.7% |
| Participant deferral / active EE | $11,140 | $4,129+169.8% | $3,373+230.2% | $5,983+86.2% |
| Admin fee / account holder | $12,372 | $8,045+53.8% | $5,960+107.6% | $11,250+10.0% |