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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,264 | $168,635-13.9% | $147,617-1.6% | $125,389+15.9% |
| Participation rate | 66.7% | 88.8%-22.1pp | 84.6%-18.0pp | 83.2%-16.5pp |
| Annual return | -1.31% | 77.65%-79.0pp | 61.98%-63.3pp | 282.24%-283.6pp |
| Employer contribution / active EE | $2,606 | $6,252-58.3% | $5,564-53.2% | $4,866-46.4% |
| Participant deferral / active EE | $3,965 | $5,507-28.0% | $4,895-19.0% | $5,352-25.9% |
| Admin fee / account holder | $1,017 | $13,580-92.5% | $11,612-91.2% | $9,541-89.3% |