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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,454 | $183,516-55.6% | $155,534-47.6% | $145,884-44.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.89% | 61.43%-56.5pp | 64.92%-60.0pp | 551.85%-547.0pp |
| Employer contribution / active EE | $22,433 | $5,315+322.1% | $4,675+379.9% | $4,662+381.2% |
| Participant deferral / active EE | $17,306 | $6,467+167.6% | $5,630+207.4% | $6,690+158.7% |
| Admin fee / account holder | $284,403 | $19,293+1374.1% | $15,900+1688.7% | $13,392+2023.7% |