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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,229 | $180,459-15.6% | $154,108-1.2% | $135,380+12.4% |
| Participation rate | 65.2% | 87.4%-22.2pp | 83.0%-17.8pp | 82.6%-17.4pp |
| Annual return | -6.38% | 888.21%-894.6pp | 735.21%-741.6pp | 519.81%-526.2pp |
| Employer contribution / active EE | $2,347 | $6,035-61.1% | $5,298-55.7% | $4,779-50.9% |
| Participant deferral / active EE | $3,129 | $5,806-46.1% | $5,081-38.4% | $5,609-44.2% |
| Admin fee / account holder | $2,042 | $16,145-87.4% | $13,411-84.8% | $10,828-81.1% |