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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,217 | $108,825-67.6% | $156,181-77.5% | $82,448-57.3% |
| Participation rate | 64.3% | 72.4%-8.1pp | 78.8%-14.5pp | 68.1%-3.8pp |
| Annual return | 24.17% | 20.59%+3.6pp | 64.87%-40.7pp | 41.64%-17.5pp |
| Employer contribution / active EE | $3,119 | $2,870+8.7% | $4,294-27.4% | $2,551+22.3% |
| Participant deferral / active EE | $4,643 | $4,577+1.4% | $6,132-24.3% | $4,139+12.2% |
| Admin fee / account holder | $570 | $9,341-93.9% | $14,586-96.1% | $7,234-92.1% |