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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,217 | $110,137-68.0% | $161,149-78.1% | $82,637-57.4% |
| Participation rate | 64.3% | 72.4%-8.1pp | 78.8%-14.6pp | 68.1%-3.8pp |
| Annual return | 24.17% | 20.69%+3.5pp | 21.16%+3.0pp | 53.51%-29.3pp |
| Employer contribution / active EE | $3,119 | $2,856+9.2% | $4,360-28.5% | $2,552+22.2% |
| Participant deferral / active EE | $4,643 | $4,575+1.5% | $6,153-24.5% | $4,126+12.5% |
| Admin fee / account holder | $570 | $9,467-94.0% | $15,194-96.2% | $7,339-92.2% |