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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,352 | $85,766-16.8% | $136,298-47.7% | $70,126+1.7% |
| Participation rate | 50.0% | 74.2%-24.2pp | 81.9%-31.9pp | 69.5%-19.5pp |
| Annual return | 24.27% | 31.46%-7.2pp | 5156.27%-5132.0pp | 73.15%-48.9pp |
| Employer contribution / active EE | $2,730 | $2,966-8.0% | $4,696-41.9% | $2,343+16.5% |
| Participant deferral / active EE | $5,315 | $5,051+5.2% | $6,247-14.9% | $3,332+59.5% |
| Admin fee / account holder | $0 | $5,421-100.0% | $9,244-100.0% | $4,645-100.0% |