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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,717 | $82,678+76.2% | $125,391+16.2% | $68,490+112.8% |
| Participation rate | 59.4% | 75.1%-15.7pp | 82.4%-23.0pp | 67.9%-8.5pp |
| Annual return | -12.70% | -5.97%-6.7pp | 572.41%-585.1pp | -7.85%-4.9pp |
| Employer contribution / active EE | $3,973 | $3,382+17.5% | $4,816-17.5% | $2,597+53.0% |
| Participant deferral / active EE | $8,203 | $6,111+34.2% | $7,448+10.1% | $4,028+103.7% |
| Admin fee / account holder | $0 | $6,277-100.0% | $10,009-100.0% | $5,403-100.0% |