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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,233 | $72,177-27.6% | $115,038-54.6% | $59,633-12.4% |
| Participation rate | 53.8% | 72.6%-18.7pp | 81.4%-27.5pp | 68.7%-14.8pp |
| Annual return | -3.83% | 12.02%-15.8pp | 26.14%-30.0pp | 2041.45%-2045.3pp |
| Employer contribution / active EE | $2,711 | $2,841-4.6% | $4,608-41.2% | $2,203+23.1% |
| Participant deferral / active EE | $4,371 | $4,783-8.6% | $6,026-27.5% | $3,192+37.0% |
| Admin fee / account holder | $188 | $4,927-96.2% | $8,175-97.7% | $4,297-95.6% |