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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,374 | $88,754-7.2% | $81,820+0.7% | $145,877-43.5% |
| Participation rate | 57.1% | 75.1%-17.9pp | 72.4%-15.2pp | 80.3%-23.2pp |
| Annual return | 12.19% | 1031.77%-1019.6pp | 777.93%-765.7pp | 551.28%-539.1pp |
| Employer contribution / active EE | $1,828 | $3,085-40.8% | $2,915-37.3% | $4,663-60.8% |
| Participant deferral / active EE | $2,664 | $4,648-42.7% | $4,323-38.4% | $6,691-60.2% |
| Admin fee / account holder | $6,661 | $8,424-20.9% | $7,391-9.9% | $13,402-50.3% |