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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,240 | $92,743-36.1% | $82,744-28.4% | $134,532-56.0% |
| Participation rate | 47.4% | 75.2%-27.8pp | 72.6%-25.2pp | 81.2%-33.9pp |
| Annual return | -17.41% | 946.63%-964.0pp | 702.22%-719.6pp | 418.27%-435.7pp |
| Employer contribution / active EE | $1,613 | $3,273-50.7% | $3,008-46.4% | $4,741-66.0% |
| Participant deferral / active EE | $1,926 | $4,802-59.9% | $4,395-56.2% | $6,401-69.9% |
| Admin fee / account holder | $429 | $5,977-92.8% | $5,325-91.9% | $11,429-96.2% |