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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,518 | $99,011-58.1% | $86,582-52.0% | $147,586-71.9% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 12.51% | 1312.75%-1300.2pp | 965.08%-952.6pp | 578.59%-566.1pp |
| Employer contribution / active EE | $2,482 | $3,132-20.8% | $2,839-12.6% | $4,876-49.1% |
| Participant deferral / active EE | $4,884 | $3,972+22.9% | $3,609+35.3% | $5,439-10.2% |
| Admin fee / account holder | $17,608 | $5,709+208.4% | $4,904+259.1% | $10,886+61.8% |