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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,486 | $96,678-38.5% | $86,640-31.3% | $139,466-57.3% |
| Participation rate | 68.8% | 74.4%-5.7pp | 71.7%-3.0pp | 80.3%-11.6pp |
| Annual return | 13.28% | 106.69%-93.4pp | 592.52%-579.2pp | 373.66%-360.4pp |
| Employer contribution / active EE | $1,295 | $3,265-60.3% | $3,024-57.2% | $4,754-72.8% |
| Participant deferral / active EE | $1,960 | $4,837-59.5% | $4,438-55.8% | $6,712-70.8% |
| Admin fee / account holder | $24,974 | $6,410+289.6% | $5,616+344.7% | $11,409+118.9% |