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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,921 | $84,551+69.0% | $61,452+132.6% | $134,532+6.2% |
| Participation rate | 33.3% | 62.2%-28.9pp | 52.6%-19.2pp | 81.2%-47.9pp |
| Annual return | -19.68% | 585.39%-605.1pp | 338.96%-358.6pp | 418.27%-437.9pp |
| Employer contribution / active EE | $1,904 | $1,545+23.3% | $1,160+64.2% | $4,741-59.8% |
| Participant deferral / active EE | $5,278 | $2,818+87.3% | $2,125+148.4% | $6,401-17.5% |
| Admin fee / account holder | $533 | $2,587-79.4% | $2,131-75.0% | $11,429-95.3% |