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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,167 | $108,701-10.6% | $74,723+30.0% | $152,909-36.5% |
| Participation rate | 30.0% | 65.4%-35.4pp | 54.5%-24.5pp | 82.5%-52.5pp |
| Annual return | 22.72% | 114.12%-91.4pp | 753.18%-730.5pp | 345.46%-322.7pp |
| Employer contribution / active EE | $1,077 | $1,504-28.4% | $1,084-0.7% | $4,764-77.4% |
| Participant deferral / active EE | $2,350 | $2,709-13.2% | $1,962+19.8% | $5,851-59.8% |
| Admin fee / account holder | $494 | $4,906-89.9% | $3,335-85.2% | $11,601-95.7% |