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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,196 | $104,116-30.7% | $71,089+1.6% | $135,380-46.7% |
| Participation rate | 21.1% | 65.7%-44.6pp | 54.6%-33.6pp | 82.6%-61.6pp |
| Annual return | -8.03% | 1256.51%-1264.5pp | 650.65%-658.7pp | 519.81%-527.8pp |
| Employer contribution / active EE | $874 | $1,485-41.2% | $1,088-19.7% | $4,779-81.7% |
| Participant deferral / active EE | $1,658 | $2,524-34.3% | $1,873-11.5% | $5,609-70.4% |
| Admin fee / account holder | $490 | $4,142-88.2% | $3,082-84.1% | $10,828-95.5% |