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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,423 | $107,030-38.9% | $73,550-11.0% | $147,586-55.7% |
| Participation rate | 21.1% | 66.4%-45.3pp | 54.9%-33.9pp | 82.8%-61.8pp |
| Annual return | 15.15% | 38.25%-23.1pp | -15.16%+30.3pp | 578.59%-563.4pp |
| Employer contribution / active EE | $1,023 | $1,760-41.9% | $1,219-16.1% | $4,876-79.0% |
| Participant deferral / active EE | $1,906 | $2,458-22.5% | $1,804+5.6% | $5,439-65.0% |
| Admin fee / account holder | $2,005 | $3,055-34.4% | $2,320-13.6% | $10,886-81.6% |