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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,183 | $211,239-25.6% | $178,528-12.0% | $145,877+7.8% |
| Participation rate | 62.5% | 80.8%-18.3pp | 77.1%-14.6pp | 80.3%-17.8pp |
| Annual return | 12.46% | 30.22%-17.8pp | 27.11%-14.7pp | 551.28%-538.8pp |
| Employer contribution / active EE | $2,398 | $4,570-47.5% | $3,950-39.3% | $4,663-48.6% |
| Participant deferral / active EE | $11,090 | $6,963+59.3% | $6,278+76.6% | $6,691+65.8% |
| Admin fee / account holder | $0 | $12,095-100.0% | $10,419-100.0% | $13,402-100.0% |