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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,907 | $227,597-77.6% | $189,575-73.1% | $167,536-69.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 38.00% | 78.44%-40.4pp | 64.19%-26.2pp | 478.82%-440.8pp |
| Employer contribution / active EE | $3,220 | $5,316-39.4% | $4,412-27.0% | $4,839-33.5% |
| Participant deferral / active EE | $11,758 | $7,002+67.9% | $6,174+90.5% | $6,342+85.4% |
| Admin fee / account holder | $2,209 | $11,877-81.4% | $9,806-77.5% | $12,315-82.1% |