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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,209 | $226,135-86.6% | $182,558-83.5% | $152,909-80.2% |
| Participation rate | 71.4% | 82.5%-11.0pp | 78.0%-6.6pp | 82.5%-11.0pp |
| Annual return | 24.78% | 192.60%-167.8pp | 148.59%-123.8pp | 345.46%-320.7pp |
| Employer contribution / active EE | $1,822 | $4,979-63.4% | $4,076-55.3% | $4,764-61.8% |
| Participant deferral / active EE | $3,829 | $6,371-39.9% | $5,526-30.7% | $5,851-34.6% |
| Admin fee / account holder | $722 | $10,707-93.3% | $8,594-91.6% | $11,601-93.8% |