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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,655 | $86,701+99.1% | $73,309+135.5% | $125,389+37.7% |
| Participation rate | 87.5% | 78.6%+8.9pp | 74.9%+12.6pp | 83.2%+4.3pp |
| Annual return | -2.86% | 2.78%-5.6pp | 5.67%-8.5pp | 282.24%-285.1pp |
| Employer contribution / active EE | $0 | $4,152-100.0% | $3,237-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $14,708 | $5,549+165.0% | $4,991+194.7% | $5,352+174.8% |
| Admin fee / account holder | $308 | $7,768-96.0% | $5,635-94.5% | $9,541-96.8% |