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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,779 | $79,209-9.4% | $102,434-29.9% | $74,459-3.6% |
| Participation rate | 89.2% | 74.8%+14.4pp | 76.5%+12.7pp | 67.2%+22.0pp |
| Annual return | 13.01% | 54.98%-42.0pp | 29.46%-16.4pp | 1369.70%-1356.7pp |
| Employer contribution / active EE | $4,298 | $2,362+81.9% | $3,023+42.2% | $2,626+63.7% |
| Participant deferral / active EE | $2,034 | $4,417-53.9% | $5,055-59.8% | $4,350-53.2% |
| Admin fee / account holder | $1,682 | $2,002-16.0% | $9,462-82.2% | $1,945-13.5% |