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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,527 | $76,112-16.5% | $96,544-34.2% | $71,529-11.2% |
| Participation rate | 88.3% | 74.4%+13.9pp | 76.0%+12.4pp | 67.9%+20.4pp |
| Annual return | 16.57% | 22.80%-6.2pp | 25.88%-9.3pp | 28.97%-12.4pp |
| Employer contribution / active EE | $4,041 | $2,248+79.8% | $2,966+36.2% | $2,590+56.0% |
| Participant deferral / active EE | $1,855 | $4,217-56.0% | $4,851-61.8% | $4,291-56.8% |
| Admin fee / account holder | $3,818 | $2,708+41.0% | $8,254-53.7% | $1,588+140.4% |