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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,051 | $65,378-23.4% | $87,103-42.5% | $65,186-23.2% |
| Participation rate | 82.5% | 75.3%+7.2pp | 76.9%+5.6pp | 70.2%+12.3pp |
| Annual return | 19.37% | 31.28%-11.9pp | 28.19%-8.8pp | 29.39%-10.0pp |
| Employer contribution / active EE | $3,263 | $1,823+79.0% | $2,521+29.4% | $2,177+49.9% |
| Participant deferral / active EE | $1,762 | $3,389-48.0% | $4,049-56.5% | $3,514-49.9% |
| Admin fee / account holder | $1,631 | $520+213.7% | $7,491-78.2% | $847+92.5% |