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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,699 | $65,437-14.9% | $86,698-35.8% | $66,949-16.8% |
| Participation rate | 86.0% | 75.5%+10.5pp | 76.6%+9.4pp | 69.8%+16.2pp |
| Annual return | -15.03% | -10.91%-4.1pp | 35.96%-51.0pp | 1.57%-16.6pp |
| Employer contribution / active EE | $3,843 | $2,154+78.4% | $2,837+35.5% | $2,545+51.0% |
| Participant deferral / active EE | $1,866 | $4,102-54.5% | $4,656-59.9% | $4,239-56.0% |
| Admin fee / account holder | $1,731 | $642+169.7% | $7,492-76.9% | $594+191.6% |