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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,305 | $127,387-26.0% | $115,038-18.0% | $125,389-24.8% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -2.16% | 31.28%-33.4pp | 26.14%-28.3pp | 282.24%-284.4pp |
| Employer contribution / active EE | $997 | $5,166-80.7% | $4,608-78.4% | $4,866-79.5% |
| Participant deferral / active EE | $12,240 | $6,423+90.6% | $6,026+103.1% | $5,352+128.7% |
| Admin fee / account holder | $836 | $9,516-91.2% | $8,175-89.8% | $9,541-91.2% |