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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,919 | $160,040+29.9% | $147,096+41.3% | $145,877+42.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.32% | 98.49%-82.2pp | 419.75%-403.4pp | 551.28%-535.0pp |
| Employer contribution / active EE | $301 | $5,289-94.3% | $4,936-93.9% | $4,663-93.5% |
| Participant deferral / active EE | $3,008 | $8,429-64.3% | $8,071-62.7% | $6,691-55.0% |
| Admin fee / account holder | $4,563 | $15,050-69.7% | $13,005-64.9% | $13,402-66.0% |