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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,194 | $148,623+2.4% | $135,974+11.9% | $139,466+9.1% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 20.02% | 79.30%-59.3pp | 68.30%-48.3pp | 373.66%-353.6pp |
| Employer contribution / active EE | $870 | $5,246-83.4% | $4,859-82.1% | $4,754-81.7% |
| Participant deferral / active EE | $8,600 | $8,103+6.1% | $7,760+10.8% | $6,712+28.1% |
| Admin fee / account holder | $12,800 | $12,406+3.2% | $10,767+18.9% | $11,409+12.2% |