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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,834 | $209,422-88.1% | $178,503-86.1% | $158,982-84.4% |
| Participation rate | 75.0% | 86.4%-11.4pp | 81.9%-6.9pp | 82.0%-7.0pp |
| Annual return | 11.00% | 188.81%-177.8pp | 151.12%-140.1pp | 302.99%-292.0pp |
| Employer contribution / active EE | $1,696 | $5,707-70.3% | $5,011-66.2% | $4,763-64.4% |
| Participant deferral / active EE | $2,484 | $5,955-58.3% | $5,202-52.2% | $5,983-58.5% |
| Admin fee / account holder | $504 | $17,079-97.0% | $13,987-96.4% | $11,252-95.5% |